Sharp Daily
No Result
View All Result
Saturday, June 28, 2025
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team
Sharp Daily
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team
No Result
View All Result
Sharp Daily
No Result
View All Result
Home Investments

Why investors prefer CMMF over fixed deposits

Kanana Joy by Kanana Joy
April 8, 2025
in Investments
Reading Time: 1 min read

In Kenya’s evolving investment landscape, traditional fixed deposits are losing their shine. Conservative investors who relied on bank accounts and short-term savings plans are now exploring alternatives. These alternatives offer security and better returns. Leading this shift is the Cytonn Money Market Fund (CMMF). CMMF is a regulated, low-risk investment product that’s redefining how Kenyans grow their savings.

The appeal of CMMF lies in its simplicity and benefits. It has no entry or exit fees, daily compounding of interest, and competitive returns. As of February 2025, the fund delivered a yield of 16.2%. This outperformed many fixed deposit accounts, which average between 7% and 10% annually. The fund invests in high-quality short-term debt securities, treasury bills, fixed deposits, and near-cash holdings. This strategy ensures liquidity and preserves capital.

Unlike fixed deposits, CMMF offers flexibility. Fixed deposits often lock funds for months and charge penalties for early withdrawal. In contrast, CMMF allows easy access to funds. This makes it ideal for short-term savings goals and emergency funds.

CMMF stands out for its transparency and regulation. Cytonn Asset Managers Limited (CAML), a licensed affiliate of Cytonn Investments, manages the fund. This ensures accountability and adds trust for investors.

RELATEDPOSTS

Why Athi River deserves your investment

June 24, 2025

Saving vs Investing

June 19, 2025

CMMF is also great for beginners. Its low-risk profile, ease of use, and superior returns make it an excellent alternative to savings accounts or certificates of deposit.

As more Kenyans seek to make their money work harder, funds like CMMF set a new standard. They are not just alternatives—they’re becoming the preferred choice for growing savings.

Start building your savings today with the Cytonn Money Market Fund. Download the Cytonn App or call 0709 101 000 to open your account. Begin earning daily compounded interest. Your money deserves more—CMMF delivers.

Previous Post

Assessing government efforts against human trafficking

Next Post

Kenya considers social media feedback in national budget process

Kanana Joy

Kanana Joy

Related Posts

Analysis

Kenya’s CIS market: Q1′ 2025 shows a surge, setting the stage for future expansion.

June 26, 2025
Investments

Investor shift to long term bonds drives oversubscription in CBK’s reopened auction

June 19, 2025
Analysis

Your First Investment should be an emergency fund with Cytonn Money Market Fund

June 16, 2025
Investments

Contrarian investing in Kenya.

June 13, 2025
Investments

Policies shaping Kenya-Tanzania energy collaboration

June 10, 2025
Investments

Navigating inflation and currency risks in African investments

June 10, 2025

LATEST STORIES

Private vs Public Pension Funds in Kenya

June 27, 2025

The mechanics of currency manipulation

June 27, 2025

Understanding how to access your pension savings in Kenya.

June 27, 2025

What happened to president Ruto’s economic dream?

June 27, 2025

Opinion: Populism feeds votes, not growth

June 27, 2025

Competitive advantages of small businesses

June 26, 2025

Opinion: Invest in sports for national prosperity

June 26, 2025

Ethiopia’s access to Eritrean ports is a game-changer for trade

June 26, 2025
  • About Us
  • Meet The Team
  • Careers
  • Privacy Policy
  • Terms and Conditions
Email us: editor@thesharpdaily.com

Sharp Daily © 2024

No Result
View All Result
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team

Sharp Daily © 2024