Sharp Daily
No Result
View All Result
Thursday, October 23, 2025
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team
Sharp Daily
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team
No Result
View All Result
Sharp Daily
No Result
View All Result
Home Opinion

Why small investments are a power move

Ivy Mutali by Ivy Mutali
June 20, 2025
in Opinion
Reading Time: 2 mins read

In a world obsessed with overnight success and large capital moves, the idea of starting small often feels underwhelming. Yet, in Kenya’s evolving investment landscape, small, consistent investing is not just practical, it’s powerful.

Social media and finance influencers have glamorized the big break: flipping real estate, trading forex or staking millions into a startup. But for the average young Kenyan navigating high living costs, student loans and uncertain income, the pressure to “start big” becomes paralyzing. Many delay investing altogether, waiting for that elusive windfall. Meanwhile, inflation quietly eats away at idle money.

The truth? The best investors aren’t necessarily those with the largest sums, but those who start early, stay disciplined and let time work its magic. This is where micro-investment platforms and entry-level funds such as money market funds (MMFs), SACCOs or digital unit trusts come into play. With as little as KES 100.0, individuals can begin building investment discipline, understanding risk and cultivating financial growth habits.

Moreover, starting small reduces fear. A beginner investor who puts KES 1,000.0 into a money market fund gets exposure to returns without risking financial ruin. This builds confidence, a critical but often overlooked ingredient in long-term investing. As that confidence grows, so does the capital and the appetite for more diversified products like equities, REITs or even offshore funds.

RELATEDPOSTS

The Challenge of Preserving Retirement Savings in Kenya

October 16, 2025

Kenya Pipeline IPO deadline extended to 2026 and what it means for the Privatization Agenda

October 9, 2025

Importantly, small investments allow for learning through doing. Unlike theory-heavy seminars or webinars, real-world investing even at micro levels, teaches lessons in patience, volatility, compounding and market behavior all of which build financial intelligence over time.

Critics may argue that returns from small amounts are negligible. But it’s not about the short-term yield, it’s about building a mindset that values progress over perfection. After all, a consistent monthly investment of KES 2,000.0 in a 10.0% annual return fund over 10 years yields more than KES 400,000.0 from spare change and discipline.

So instead of waiting to make a grand entrance into investing, start quietly and steadily. In a noisy world chasing the next big thing, the quiet investor often wins the long game.

Previous Post

Social consequences of the tax relief for gamblers

Next Post

Understanding SPVs

Ivy Mutali

Ivy Mutali

Related Posts

Education

Compliance training is emerging as the cheapest form of risk control

October 22, 2025
Opinion

Community-driven solutions to Kenya’s growing hunger problem

October 15, 2025
Economy

The economic and environmental gains of Kenya’s LPG shift

October 8, 2025
Economy

Understanding the link between international aid and cooperative finance stability in Sub-Saharan Africa

October 3, 2025
Opinion

Strengthening water utilities through efficiency and accountability

September 26, 2025
Opinion

Ways the KRA can leverage technology to stay ahead of smugglers

September 18, 2025

LATEST STORIES

2024 cooperatives bill seeks to modernize governance and member protection

October 23, 2025

Coca-Cola HBC to acquire 75.0% of CCBA for USD 3.4bn by 2026

October 23, 2025

BDCs & Private Credit: Income, liquidity and risks (2025)

October 23, 2025

Kenya’s credit rating outlook 2025: Signs of improvement amid Debt challenges

October 23, 2025

Kenya 2025: Diaspora remittances drive growth

October 23, 2025

Compliance training is emerging as the cheapest form of risk control

October 22, 2025

CBK boosts gold reserves by 40.8% to strengthen Kenya’s financial stability

October 22, 2025

Kenya Re to gain bigger market share under new treasury regulations

October 22, 2025
  • About Us
  • Meet The Team
  • Careers
  • Privacy Policy
  • Terms and Conditions
Email us: editor@thesharpdaily.com

Sharp Daily © 2024

No Result
View All Result
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team

Sharp Daily © 2024