Sharp Daily
No Result
View All Result
Saturday, August 30, 2025
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team
Sharp Daily
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team
No Result
View All Result
Sharp Daily
No Result
View All Result
Home Investments

Where to invest when bonds and treasury bills offer low returns in Kenya

Patricia Mutua by Patricia Mutua
November 2, 2024
in Investments
Reading Time: 2 mins read
Foreign investment

Foreign investment

As interest rates on bonds and treasury bills in Kenya continue to decline, investors face a shifting landscape requiring new strategies to maximize returns. With money market rates also gradually decreasing, diversifying portfolios and seeking alternative investments become even more crucial.

Money market funds, despite their slight decline, remain a relatively low-risk option with competitive returns compared to traditional savings accounts. However, investors may need to look beyond these to balance risk and reward effectively. Real Estate Investment Trusts (REITs) present a compelling opportunity. Lower financing costs make REITs attractive, allowing investors to tap into the real estate market’s potential without direct property management responsibilities. Similarly, the forex market offers avenues for profit from currency fluctuations, benefiting from improved market liquidity.

Equity funds, which invest in a diversified portfolio of stocks, provide exposure to market growth and potential high returns, especially pertinent in Kenya’s undervalued stocks and exposure to global markets. Balanced funds, combining equities and fixed-income securities, can offer a stable yet growth-oriented investment, appealing to those seeking a middle ground between risk and return. High-yield savings accounts and fixed deposits remain viable for short-term investments, offering better interest rates than traditional savings options.

Dividend-paying SACCOs (Savings and Credit Cooperative Societies) provide regular income and stability, making them an appealing option in a low-interest environment. The agribusiness sector, with Kenya’s favorable agricultural conditions, presents significant growth potential for investors willing to capitalize on the demand for agricultural products.  Index funds, tracking market indices, offer a low-cost entry into diversified investment, suitable for long-term growth. Investing in rental properties for platforms like Airbnb can yield higher returns, especially in tourist-heavy regions. Retirement funds, precious metals like gold or silver, remain viable, depending on individual goals and risk tolerance.

RELATEDPOSTS

Why Young Kenyans Cannot Afford to Ignore Private Pensions

August 22, 2025

The importance of Investment Policy Statements (IPS) for pension schemes in Kenya

July 4, 2025

In conclusion, as traditional interest-bearing instruments like bonds and treasury bills see declining rates, investors have numerous avenues to explore. By diversifying their investments across these opportunities, they can better navigate the evolving financial landscape and aim for higher returns while managing risk effectively. Exploring these diverse options can position investors well for sustainable growth and financial stability.

Previous Post

Ruto admits to ‘lonely voice’ in presidency, asks Kindiki to amplify government agenda

Next Post

What low inflation means for Kenya’s pension funds and retiree stability

Patricia Mutua

Patricia Mutua

Related Posts

Investments

Bank on your paycheck: Invest smart with CMMF

August 26, 2025
Analysis

AI and the future of investment research

August 22, 2025
Analysis

Why private credit gaining traction in emerging markets

August 21, 2025
Analysis

Reopened infrastructure bonds oversubscribed as investors seek higher yields

August 15, 2025
Analysis

Understanding foreign investor outflows

August 15, 2025
Analysis

The rise of ESG investing in Kenya: A shift toward sustainable finance

August 14, 2025

LATEST STORIES

The Importance of Including Pension Plans in Corporate Benefits Packages

August 29, 2025

The informal labor market and classical unemployment in the Kenyan context

August 28, 2025

Kenya’s Eurobond yields ease after S&P rating upgrade

August 28, 2025

Kenya’s strategic debt pivot: Smoothing, Strengthening, Sustaining

August 27, 2025

Bank on your paycheck: Invest smart with CMMF

August 26, 2025

Finding Balance: My Journey with Internet Self-Care

August 22, 2025

Why Young Kenyans Cannot Afford to Ignore Private Pensions

August 22, 2025

Strategies for Nairobi to emerge as Africa’s financial hub

August 22, 2025
  • About Us
  • Meet The Team
  • Careers
  • Privacy Policy
  • Terms and Conditions
Email us: editor@thesharpdaily.com

Sharp Daily © 2024

No Result
View All Result
  • Home
  • News
    • Politics
  • Business
    • Banking
  • Investments
  • Technology
  • Startups
  • Real Estate
  • Features
  • Appointments
  • About Us
    • Meet The Team

Sharp Daily © 2024